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usa installment loan

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What's the fed. The Federal Reserve System may be the main bank system regarding the united states of america, which conducts the nation’s financial policy

Learning Goals

Explain why the Federal Reserve functions as the “lender of final measure”

Key Takeaways

Key Points

  • There's been some critique for this specific Fed function, since it shifts obligation far from loan providers and borrowers and adversely impacts other events by means of inflation.
  • Through its discount and credit operations, Reserve Banks offer liquidity to banking institutions to generally meet short-term needs stemming from seasonal changes in deposits or withdrawals that are unexpected.